<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[Home Loans With DJ]]></title><description><![CDATA[Building wealth through real estate by teaching 
homebuyers how to become homeowners. ]]></description><link>https://dearicj.wixsite.com/neo-home-loans/blog</link><generator>RSS for Node</generator><lastBuildDate>Thu, 30 Jul 2026 09:32:19 GMT</lastBuildDate><atom:link href="https://www.velarehomeloans.com/blog-feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[Relocating to the Phoenix Metro Area? 5 Essential Insights from Your Trusted Home Loan Officer]]></title><description><![CDATA[Relocating to the Phoenix metro area could be exactly what your soul needs! ]]></description><link>https://www.velarehomeloans.com/post/relocating-to-the-phoenix-metro-area-5-essential-insights-from-your-trusted-home-loan-officer</link><guid isPermaLink="false">663a6f7da6f9782e9c9e335a</guid><category><![CDATA[Home Loans]]></category><pubDate>Tue, 14 May 2024 16:04:09 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/6dd746_40d542b41014475fb81200856a770eb9~mv2.png/v1/fit/w_940,h_788,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Dearic Jackson</dc:creator></item><item><title><![CDATA[Unveiling the pros and cons of living in Peoria, AZ: From a loans officer's perspective. ]]></title><description><![CDATA[Welcome, future homeowners and prospective residents! Today, we're delving into the age-old question: Is Peoria, AZ, truly a great place...]]></description><link>https://www.velarehomeloans.com/post/unveiling-the-pros-and-cons-of-living-in-peoria-az</link><guid isPermaLink="false">6633f22653f822a69c05c051</guid><pubDate>Tue, 07 May 2024 16:04:15 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/6dd746_2b8d0f6567494eec9c0f5c86e65bb1b4~mv2.jpg/v1/fit/w_960,h_539,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Dearic Jackson</dc:creator></item><item><title><![CDATA[Finding Your Ideal Home for an Active Lifestyle in Arizona: Expert Advice from Your Loan Coach]]></title><description><![CDATA[Hey there, adventure-seekers and fitness enthusiasts! If you're dreaming of making Arizona your home sweet home, you're in for a treat....]]></description><link>https://www.velarehomeloans.com/post/finding-your-ideal-home-for-an-active-lifestyle-in-arizona</link><guid isPermaLink="false">6626a1b85b54f3b5cd4db0dc</guid><category><![CDATA[Home Loans]]></category><pubDate>Tue, 30 Apr 2024 16:04:06 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/6dd746_8479241ac9bb42a7a404f53f7e33ebca~mv2.png/v1/fit/w_940,h_788,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Dearic Jackson</dc:creator></item><item><title><![CDATA[Beating the Heat:Cooling Strategies for Arizona Summers]]></title><description><![CDATA[7 useable options to BEAT the Arizona Heat!]]></description><link>https://www.velarehomeloans.com/post/beating-the-heat-cooling-strategies-for-arizona-summers</link><guid isPermaLink="false">66201018d6ee426dd3edb94e</guid><category><![CDATA[Home Loans]]></category><pubDate>Tue, 23 Apr 2024 16:04:07 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/6dd746_98798bb38985430aa602a03332cf71d8~mv2.png/v1/fit/w_940,h_788,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Dearic Jackson</dc:creator></item><item><title><![CDATA[Navigating the World of Second Mortgages: A Lender’s Guide]]></title><description><![CDATA[As a lender deeply committed to empowering our community with financial knowledge, we understand that navigating the intricacies of...]]></description><link>https://www.velarehomeloans.com/post/navigating-the-world-of-second-mortgages-a-lender-s-guide</link><guid isPermaLink="false">660f16bb981cb48864433f6e</guid><pubDate>Tue, 16 Apr 2024 16:04:06 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/6dd746_e1171073b652472fa53f3f154ea37f31~mv2.png/v1/fit/w_940,h_788,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Dearic Jackson</dc:creator></item><item><title><![CDATA[The Great Debate: Is it Smart to Buy a House When Interest Rates are High?]]></title><description><![CDATA[One of the most asked questions, "Is it smart to buy a house when interest rates are high? One of the biggest decisions many individuals...]]></description><link>https://www.velarehomeloans.com/post/the-great-debate-is-it-smart-to-buy-a-house-when-interest-rates-are-high</link><guid isPermaLink="false">660ae700acd169e427f67f8d</guid><category><![CDATA[Home Loans]]></category><pubDate>Tue, 09 Apr 2024 16:04:05 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/6dd746_d8f9c9cfd3cd4d4684c18031d26fc864~mv2.jpg/v1/fit/w_620,h_413,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Dearic Jackson</dc:creator></item><item><title><![CDATA[Unlocking the Arizona Housing Market: Are Houses Selling in the Grand Canyon State?]]></title><description><![CDATA[Arizona's housing market has long been a point of interest for both residents and investors alike. With its stunning landscapes, vibrant...]]></description><link>https://www.velarehomeloans.com/post/unlocking-the-arizona-housing-market-are-houses-selling-in-the-grand-canyon-state</link><guid isPermaLink="false">660a12a0431e2ca4679eee24</guid><category><![CDATA[Home Loans]]></category><pubDate>Tue, 02 Apr 2024 16:04:10 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/6dd746_d5040d85aa6040e4ba02aa8836c2a0e1~mv2.png/v1/fit/w_940,h_788,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Dearic Jackson</dc:creator></item><item><title><![CDATA[Navigating the Emotional Rollercoaster of Buying Your First Home: Insights from a Mortgage Loan Officer]]></title><description><![CDATA[Buying your first home or your second or third, is an exhilarating journey filled with dreams of homeownership, but it's also an...]]></description><link>https://www.velarehomeloans.com/post/navigating-the-emotional-rollercoaster-of-buying-your-first-home-insights-from-a-mortgage-loan-offi</link><guid isPermaLink="false">65e63c9e7820e1d0110efa5d</guid><category><![CDATA[Home Loans]]></category><pubDate>Tue, 19 Mar 2024 16:05:06 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/6dd746_bc1f51cd27fd479f9f3556a36cb3b8fa~mv2.png/v1/fit/w_940,h_788,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Dearic Jackson</dc:creator></item><item><title><![CDATA[Demystifying Down Payment Assistance Programs: A Comprehensive Guide]]></title><description><![CDATA[As a professional mortgage lender dedicated to helping individuals achieve their dreams of homeownership, I understand that one of the...]]></description><link>https://www.velarehomeloans.com/post/demystifying-down-payment-assistance-programs-a-comprehensive-guide</link><guid isPermaLink="false">65e4b26a901e232fe9b28126</guid><category><![CDATA[Home Loans]]></category><pubDate>Tue, 12 Mar 2024 19:05:13 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/6dd746_5215bcfa7e214acebd87cedc1d10a0fb~mv2.png/v1/fit/w_940,h_788,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Dearic Jackson</dc:creator></item><item><title><![CDATA[Exploring the Allure: Why West Valley, AZ is a 2024 Hotspot for Real Estate Homebuyers]]></title><description><![CDATA[In the realm of real estate, certain regions seem to shine brighter than others at various points in time. Today, we turn our focus to...]]></description><link>https://www.velarehomeloans.com/post/exploring-the-allure-why-west-valley-az-is-a-2024-hotspot-for-real-estate-homebuyers</link><guid isPermaLink="false">65e203d7a80aa2cee80ea45c</guid><pubDate>Tue, 05 Mar 2024 19:05:07 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/6dd746_e4f2433c03a642ba909dd913b4c97d68~mv2.png/v1/fit/w_940,h_788,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Dearic Jackson</dc:creator></item><item><title><![CDATA[Mastering the Art of Securing A Home Approval: A Loan Officer's Guide]]></title><description><![CDATA[Stop the frustration of not knowing the in's and out's of the home loan process. We will walk you through the process slow and steady!]]></description><link>https://www.velarehomeloans.com/post/mastering-the-art-of-securing-a-home-approval-a-loan-officer-s-guide</link><guid isPermaLink="false">65cfa3a3e992fdc6a039b4d7</guid><category><![CDATA[Home Loans]]></category><pubDate>Tue, 20 Feb 2024 17:04:02 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/6dd746_c020a766d6bb481d996d6a96a9a66475~mv2.png/v1/fit/w_940,h_788,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Dearic Jackson</dc:creator></item><item><title><![CDATA[Navigating the Path to Homeownership: Is It Hard to Buy a House When You Are Self-Employed?]]></title><description><![CDATA[Did you know buying a house is a significant milestone for many individuals, symbolizing stability, security, and financial achievement....]]></description><link>https://www.velarehomeloans.com/post/navigating-the-path-to-homeownership-is-it-hard-to-buy-a-house-when-you-are-self-employed</link><guid isPermaLink="false">65d3cea11d083b9130478e25</guid><category><![CDATA[Home Loans]]></category><pubDate>Mon, 19 Feb 2024 22:49:40 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/6dd746_9247ade2b27748ea8d355fb5495cea06~mv2.png/v1/fit/w_940,h_788,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Dearic Jackson</dc:creator></item><item><title><![CDATA[Navigating the Depths of Second Mortgages: A Mortgage Pro's Perspective]]></title><description><![CDATA[A Mortgage Pro's Perspective]]></description><link>https://www.velarehomeloans.com/post/navigating-the-depths-of-second-mortgages-a-mortgage-pro-s-perspective</link><guid isPermaLink="false">65678db76579ffcd7f0d0c2e</guid><category><![CDATA[Home Loans]]></category><pubDate>Tue, 05 Dec 2023 16:04:10 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/6dd746_4bc7df4ad09242b4a5869160b30968b5~mv2.png/v1/fit/w_940,h_788,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Dearic Jackson</dc:creator></item><item><title><![CDATA[Will mortgage rates go down? 5 reasons you shouldn't wait for rates to drop.]]></title><description><![CDATA[Hey there, fam! This is DJ (Dearic Jackson) coming at you with some real talk about why buy the house when mortgage rates are riding high...]]></description><link>https://www.velarehomeloans.com/post/will-mortgage-rates-go-down-5-reasons-you-shouldn-t-wait-for-rates-to-drop</link><guid isPermaLink="false">656622166ef54ea2e46e9df8</guid><category><![CDATA[Home Loans]]></category><pubDate>Tue, 28 Nov 2023 19:04:02 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/6dd746_c05c60489b824643acb5fbd27a223ab7~mv2.png/v1/fit/w_720,h_540,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Dearic Jackson</dc:creator></item><item><title><![CDATA[A Comprehensive Guide: What Documentation Do I Need to Buy a House?]]></title><description><![CDATA[What Documentation Do I Need to Buy a House? Buying a house is a significant milestone in many people's lives, but the process can seem...]]></description><link>https://www.velarehomeloans.com/post/a-comprehensive-guide-what-documentation-do-i-need-to-buy-a-house</link><guid isPermaLink="false">6553ac309bf1339e1a48bd93</guid><category><![CDATA[Home Loans]]></category><pubDate>Tue, 21 Nov 2023 16:04:05 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/6dd746_044301c0e89742d1aed1e6c44d5bbc7e~mv2.png/v1/fit/w_720,h_540,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Dearic Jackson</dc:creator></item><item><title><![CDATA[Predicting the Path of Interest Rates in 2024: A Comprehensive Analysis]]></title><description><![CDATA[Predicting the Path of Interest Rates in  the financial world is always abuzz with speculations and predictions, and one burning question...]]></description><link>https://www.velarehomeloans.com/post/predicting-the-path-of-interest-rates-in-2024-a-comprehensive-analysis</link><guid isPermaLink="false">65525a38ea96cd0a236d186d</guid><category><![CDATA[Home Loans]]></category><pubDate>Tue, 14 Nov 2023 16:04:02 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/6dd746_552b9412cd5b449197aa64045e80919d~mv2.png/v1/fit/w_720,h_540,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Dearic Jackson</dc:creator></item><item><title><![CDATA[Can I Get a Home Loan with an ITIN Number? A Mortgage Loan Officer's Perspective.]]></title><description><![CDATA[Securing a home loan is a significant milestone in many people's lives. It allows you to achieve the dream of homeownership and provides...]]></description><link>https://www.velarehomeloans.com/post/can-i-get-a-home-loan-with-an-itin-number-a-mortgage-loan-officer-s-perspective</link><guid isPermaLink="false">653949b5f172d84e315e6e99</guid><category><![CDATA[Home Loans]]></category><pubDate>Tue, 07 Nov 2023 17:04:07 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/6dd746_ef7a529ca25a423bbfe835ed9b6ad9f2~mv2.png/v1/fit/w_940,h_788,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Dearic Jackson</dc:creator></item><item><title><![CDATA[Is 2023 a Good Year to Buy a House? Factors to Consider]]></title><description><![CDATA[Is 2023 a Good Year to Buy a House? Factors to Consider]]></description><link>https://www.velarehomeloans.com/post/is-2023-a-good-year-to-buy-a-house-factors-to-consider</link><guid isPermaLink="false">6515c6baa1857b44b5a5b06e</guid><category><![CDATA[Home Loans]]></category><pubDate>Tue, 31 Oct 2023 16:04:08 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/6dd746_736d325ec96447159ec0738b5bd3d0c6~mv2.png/v1/fit/w_940,h_788,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Dearic Jackson</dc:creator></item><item><title><![CDATA[How Much Should You Have for a Down Payment on a House?]]></title><description><![CDATA[How Much Should You Have for a Down Payment on a House?]]></description><link>https://www.velarehomeloans.com/post/how-much-money-should-you-have-as-a-down-payment-on-a-house</link><guid isPermaLink="false">65149de2598098c4d804d0e7</guid><category><![CDATA[Home Loans]]></category><pubDate>Tue, 24 Oct 2023 16:04:02 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/6dd746_78aef48a0d77482f8cd12f4238d94410~mv2.png/v1/fit/w_940,h_788,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Dearic Jackson</dc:creator></item><item><title><![CDATA[What Credit Score Do I Need to Buy a House?]]></title><description><![CDATA[Buying a house is a major life goal for many individuals and families. If you're considering taking this significant step, you may wonder...]]></description><link>https://www.velarehomeloans.com/post/what-credit-score-do-i-need-to-buy-a-house</link><guid isPermaLink="false">651498d6f2cb6d82bf6241ec</guid><category><![CDATA[Home Loans]]></category><pubDate>Tue, 17 Oct 2023 16:04:03 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/6dd746_5e8e92b16d9442dc8e0ebfd44144c8b8~mv2.png/v1/fit/w_940,h_788,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Dearic Jackson</dc:creator></item></channel></rss>